• $5.00 minimum balance
• Shares deposited earn dividends ( interest) daily
• Dividends are compounded and paid quarterly
• Access your Savings account with the VISA Check Card at ATM locations nationwide.
• Phone Access through TellerPhone 
• Home Banking Access 

• No minimum balance
• In the event of early withdrawals before the above date, the account is closed and is not reopened
• Funds are transferred automatically on October 1st
• Dividends are compounded and paid quarterly
• Access through Home Banking 
• Phone Access through TellerPhone

Let us help you keep track of your financial investments.

Click here to use our Workbook, 5-Minute financial check-up, and our financial calculators.

• No minimum balance required
• No monthly service charge
• No transaction fee
• Overdraft protection 
• Dividends paid on daily balance, compounded quarterly
• Immediate carbon copy of each check you write 
• Monthly statements
• Access your checking account with the VISA Check Card
• Access your checking account balance and transaction history with TellerPhone or Home Banking
• Frequently asked questions about share draft checking

• Minimum deposit of $500
• Dividends are compounded quarterly.

• Premature withdrawal constitutes a penalty of 90 or 180 days dividends, earned or not, principal may be invaded. The rate then reverts to current share rate for the remaining days.  Subject to IRS restrictions and penalties.  IRA Certificates Withdrawals after the age of 59 1/2 receive no penalty from the credit union.

1. Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.

2. Nature of Dividends. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.

3. Dividends Compounding and Crediting. The compounding and crediting of dividends applicable to each account is set forth in the Rate Schedule. The Dividend Period begins on the first calendar day of the Dividend Period and ends on the last calendar day of the Dividend Period.

4. Balance Information. The minimum balance requirements applicable to each account are set forth in the Rate Schedule. For all accounts, dividends are calculated by the Daily Balance method which applies a daily periodic rate to the principal in the account each day.

5. Accrual of Dividends. For all accounts, dividends will begin to accrue on non-cash deposits (e.g. checks) on the business day you make the deposit to your account.

6. Transaction Limitations. After your account is opened, your ability to make additional deposits to your account or withdrawals of dividends and any limitations on such transactions are set forth in the Rate Schedule. For IRA Certificate accounts, withdrawals of principal and dividends allowed if member is over the age of 59 1/2 years of age.

7. Maturity. Your account will mature as indicated on this Rate and Fee Schedule or on your Account Receipt or Renewal Notice.

• Accumulation IRAs have no maturity date.
• These accounts can be transferred or withdrawn without credit union penalty.
• Limits of deposit are up to $3000 of earned income annually per individual.
• Dividends are compounded quarterly

• $2,500 minimum balance.
• Dividends are paid monthly from day of deposit to day of withdrawal.
• Minimum withdrawal of $250.00
• Deposits may be made any time of the month for any amount.

• An interest rate of 14% on purchases and cash advances 
• 25-day grace period
• Every VISA card can be used at specified automated teller machines for cash advances.
• Free travel life insurance when you use your card to purchase land, sea, or air travel tickets.
• A low monthly minimum payment of only 2% of your balance, or a $10, whichever is greater.
• No Annual Fee

• Cash back including balance transfer feature for every dollar charged on the card
• An interest rate of 11.88%
• 25-day grace period
• If you have a Platinum card with another financial institution, apply today and transfer the balances.  Call Now! 302-733-0426
• Every VISA card can be used at specified automated teller machines for cash advances.
• No Annual Fee
• Toll-Free Travel Reservation Service
• Auto Rental Discounts
• Auto Theft Protection
• Trip Routing Service
• Bonus Travel Dividends
• Short Notice Travel Discounts
• Discount Shopping Services
• Lensavers Contact Lens Replacement
• Lost / Damaged Luggage Insurance
• Hotel / Motel Theft Insurance   
• For customers who already have a credit card with us, you can manage your information online: click here

• Offers the convenience of a credit card, but the funds come directly from your checking account.
• Faster and easier than writing a check.
• Accepted anywhere VISA is accepted.
• Detailed description of your transactions appear on your monthly statement.
• You can also access your debit card transaction history on TellerPhone or Home Banking.

• Free Phone Transactions - transfers between accounts, balance inquiries, check clearing information, deposit information and withdrawals.
• American Express Travelers Cheques
• Low Cost Safety Deposit Boxes
• Discount Car Sales for Members Only
• Wire Transfers of Funds
• N.A.D.A. Used Auto Guide Information
• Easy to read quarterly statements

Alexander Insurance
Alexander Insurance has closed – until a permanent Nationwide representative can be assigned, all calls are temporarily being forwarded to the Brooks McCall & Associates agency, 1805 Foulk Road, Wilmington, DE, 302-475-8200. 

Liberty Mutual 
Freedom is knowing you can just hop in your car and travel anywhere you want, any time you want. It's also knowing that, in the event of an accident, you can be worry-free. That's why we offer our LibertyGuard® Auto Policy. Our sales representatives work with you to eliminate worry and select coverage's that are right for you and your budget.