WHAT IS A SHARE DRAFT? Credit Union share drafts look like and act like bank checks, but there are several differences you should consider: They cost less. And they earn more. They're easy to use and they provide instant access to your credit union funds.

HOW DO I DEPOSIT TO MY SHARE DRAFT ACCOUNT? Deposits can be made to a share draft account just like any other account. i.e. ATM, Direct Payroll, Transfer between accounts, Phone Teller, In Person.

WHAT DO I DO WHEN I NEED CASH? Write a share draft just as you would write a check. Drafts may be cashed for up to $500.00 at any Wilmington Trust.  You may also use your Mac or Visa Debit card to make a cash withdrawal or Point of Sale Purchase.

WHAT IF I NEED PROOF OF PAYMENT? Not only will you have your own copy of each share draft you write, but upon request we will provide a facsimile of any paid share draft for a modest service fee. That cost is ordinarily repaid many times over by the dividends you earn on your account balance.

WHAT DO YOU MEAN BY "OVERDRAFT PROTECTION"? To avoid an overdraft, simply complete an overdraft protection card and the credit union will automatically transfer money from any credit union account

CAN I STOP PAYMENT ON A SHARE DRAFT? Yes! We will need the draft number and dollar amount. There is a small fee for this service