Different than the bank down the street

Although we offer the same products and services, we operate from a different perspective. Banks focus on maximizing profit to keep the stockholders happy.

We focus on the members because they are the owners of the credit union. We operate as a not-for-profit financial cooperative, so, as a member of Louviers FCU, you receive best-in-class treatment, and any profits we make are shared with the other members in the form of lower interest rates on loans or higher dividends on your savings.

We are engaged in our community, but we can travel with you in your life journey through shared branching and nationwide ATM access. In short, we are banking, but much better.

Joining Louviers FCU is easy!

All you need to do is maintain a $5.00 balance in a Share Savings account. Then you’re eligible to apply for a checking account, loan, or Visa Credit Card!

Apply for membership online or visit any of our four locations in Newark or Wilmington.

WHEN APPLYING IN PERSON, PLEASE BRING WITH YOU ONE OF THE FOLLOWING ITEMS FOR IDENTIFICATION:

  • Driver’s license

  • State-issued photo ID

  • Government-issued photo ID

  • Passport

  • Military ID

Membership is open to anyone who lives, works, worships, or attends school in Newark or Wilmington, and employees/retirees of our select employer groups, as well as families of current members. View our complete membership eligibility list.

  • Since we are an organization of members, you need to meet the membership requirements, but relax; if you’re in our area, chances are there’s a way to join. Louviers Federal Credit Union is open to any individual that falls within the credit union’s field of membership which you can view by clicking the link below.

    FIELD OF MEMBERSHIP

  • Membership is available to anyone who lives‚ works‚ worships‚ or attends school in the city of Newark and the city of Wilmington.

    WHO CAN JOIN

  • Membership is open to family members of current members.

    APPLY TODAY

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

HELOC Billing Rights

In case of errors or inquiries about your statement. If you think your statement is wrong or you need more information about a transaction on your account, write to us on a separate sheet of paper at the address included on the front of your statement as soon as possible. We must hear from you no later than 60 days after we sent you the statement on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your correspondence, please provide the following information:

  • Your name and account number

  • The date and amount of the suspected error

  • Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about.