Are you shopping for a new vehicle? Before you go to a dealership, come see us. Louviers FCU offers a variety of vehicle loans with competitive rates on New and Used Cars.
Buying a vehicle is a big purchase. Is your vehicle adequately protected?
- Louviers offers discounted Guaranteed Asset Protection (GAP) insurance to our members who finance their new or used auto loans with us. Find out if GAP insurance is right for you.
- Louviers also provides discount credit disability and credit life insurance on most of our loans. Find out more about these insurance services.
New & Used Cars
We offer 100% financing on new vehicles with competitive rates and a maximum term of 72 months. We also offer 100% financing on used vehicles less than three years old and 80% financing on vehicles more than three years old with terms up to 72 months. Any used vehicle not listed in the N.A.D.A. book will require a vehicle appraisal on dealership letterhead including the make, model, year, VIN number, and mileage with an authorized signature from the dealership.
Car titles used as security for a loan and purchased out-of-state or through a private sale must be delivered to the credit union within 30 days of the date of the note. Car titles used as security for a loan and purchased from an in-state dealer must be delivered to the credit union within 60 days from the date of the note.
We require proof that collision and comprehensive insurance has been secured with up to a $500 deductible. Louviers FCU must be listed as the loss payee for the policy.