Are you looking for a checking account that offers convenience without all the fees? Look no further.

With a Louviers FCU Checking Account, you can expect the following:

  • No minimum balance required

  • No monthly service charge

  • No transaction fee

  • Monthly statements

  • Access your checking account with a VISA® Debit Card

  • Access your checking account balance and transaction history with Teller Phone, Online Banking, or Mobile Banking

Once you’ve signed up for a checking account, you can make deposits to your account just like any other account, including in person, by ATM, direct deposit, transfers between accounts, and Teller Phone. You can withdraw cash using your debit card surcharge-free at any Allpoint, CUHERE, CUHERE Select, or Money Pass ATM, or get cash back by using your VISA® Debit Card to make a point-of-sale purchase.

Overdraft Coverage Options

Life happens! Louviers Federal Credit Union understands that unexpected overdrafts occur from time to time – Overdraft Coverage* can help.

We have a number of Overdraft Coverage* options:

  1. Overdraft Protection  - A link to your savings account to transfer should you accidentally overdraw.

  2. Overdraft Privilege - We will cover your overdraft up to $500.00, so your bills still get paid!

    • Standard Coverage – Automatically enrolled after 30 days of account opening, includes checks, ACH, recurring debit card payments, online bill pay items, internet banking transfers, telephone banking, and teller window transactions.

    • Extended Coverage – Requires your consent and extends your Overdraft Privilege to include ATM withdrawals and everyday debit purchases.

 *While Overdraft Protection through a linked savings account is free of charge, when Overdraft Privilege (either standard or extended coverage) is used, the member will still incur the $25.00 overdraft fee per transaction up to $500.00.

ADDITIONAL RESOURCES


*All deposits are insured up to $250,000.00 by the National Credit Union Administration. Rates and information are subject to change at any time.