FACTS What does Louviers Federal Credit Union (LFCU) do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Account transactions and credit history
  • Payment history and credit history
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons LFCU chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does LFCU share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal		 Yes No
For our marketing purposes -
to offer our products and services to you		 Yes Yes
For joint marketing with other financial companies No We don’t share
For our affiliates' everyday business purposes -
information about your transactions and experiences		 No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness		 No We don't share
For our affiliates to market to you No We don't share
For nonaffiliated to market to you Yes Yes
 
To limit our sharing

Call (302) 733-0426

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we will not continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?

Call (302) 733-0426 or go to www.louviers.com.
 
Who we are
Who is providing this notice? Louviers Federal Credit Union (LFCU)
 
What we do
How does LFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LFCU collect my personal information? We collect your personal information, for example, when you
  • open accounts or deposit or withdraw money
  • get a loan or give us additional account information
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliated to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account
 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
* LFCU has no affiliates.
Nonaffiliated Companies not related by common ownership or control. They can be financial or nonfinancial companies.
* We share information with our check printers, data processors, government agencies,and consumer reporting agencies..
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
* We share information with our insurance company (CUNA Mutual Group) and our credit and debit card processors (VISA and TNB).
Mobile Banking
Types of Information we Collect The mobile banking app may collect personal information from you or your financial institution, such as your first and last name, address, e-mail, User IDs, telephone number, and social security number when you create an account and use. This information could include your address or contacts (e.g. to make P2P (peer to peer) payments using Zelle or other payments functionality). We will collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history..
Coming Soon Privacy Policy